Bank Makramah
Islamic Shariah
•••• •••• •••• 4870
VALID THRU 12/29
Bank Makramah Visa Platinum Islamic Debit Card
VISA
🇵🇰 Pakistan Makramah Islamic Elite Debit Card

Bank Makramah Visa Platinum Islamic Debit Card

Issued by Bank Makramah Limited (formerly Summit Bank)

Premier Islamic debit card from Bank Makramah Limited, offering certified Shariah-compliant payments, domestic CIP airport lounge visits, and contactless Visa security.

Annual Fee PKR 3,600 / year
Reward Rate Halal Dining & Lifestyle Discounts
APR / Profit Rate 0% (Strictly Riba-Free)

Exclusive Features & Cardholder Privileges

✓

100% Shariah Compliant

Governed by Islamic banking standards with strict zero-Riba guarantees.

✓

CIP Airport Lounge Access

Complimentary domestic CIP lounge access at major Pakistani airports.

✓

Visa EMV Contactless

Fast, tap-and-pay transactions protected with 3D Secure OTP verification.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Certified Islamic transition banking
  • Free domestic CIP lounge entry
  • Competitive annual fee

⚠ Considerations

  • Cannot be used at non-Shariah merchant categories

Detailed Fees & Specifications

Card Name Bank Makramah Visa Platinum Islamic Debit Card
Issuing Financial Institution Bank Makramah Limited (formerly Summit Bank) (Karachi, Pakistan)
Card Network VISA
Card Type Debit Card
Primary Category Islamic Shariah
Annual Fee PKR 3,600 / year
Interest Rate / APR 0% (Strictly Riba-Free)
Rewards & Cashback Rate Halal Dining & Lifestyle Discounts
Foreign Transaction Fee 2.5% + SBP Advance Tax
Airport Lounge Access Complimentary Domestic CIP Lounge Access in Pakistan
0% Installments / Financing Debit Card (Instant Account Settlement)
Welcome Bonus Offer Complimentary Takaful Cash Protection
Eligibility & Credit Score Bank Makramah Account Holders