Bank Alfalah
Everyday Spending
•••• •••• •••• 4255
VALID THRU 12/29
Bank Alfalah Visa Debit Card
VISA
🇵🇰 Pakistan Everyday Banking Standard Debit Card

Bank Alfalah Visa Debit Card

Issued by Bank Alfalah

Standard international debit card issued with Bank Alfalah checking and savings accounts, featuring nationwide 1Link ATM connectivity, contactless tap-and-pay, and Alfa app management.

Annual Fee PKR 3,000 / year
Reward Rate Orbit Points on Shopping
APR / Profit Rate 0% (Linked Account)

Exclusive Features & Cardholder Privileges

✓

Worldwide Visa Acceptance

Shop in Pakistan and internationally across millions of POS terminals and online stores.

✓

Nationwide 1Link ATMs

Reliable cash withdrawals at over 18,000 ATMs across Pakistan.

✓

Alfa App Card Controls

Instantly toggle e-commerce, international spending, or set transaction limits via app.

✓

EMV Microchip Security

Encrypted hardware chip safeguards against unauthorized cloning.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Everyday international debit card for all account holders
  • Full mobile control via Alfa App
  • Wide merchant discount network

⚠ Considerations

  • No complimentary airport lounge access

Detailed Fees & Specifications

Card Name Bank Alfalah Visa Debit Card
Issuing Financial Institution Bank Alfalah (Karachi, Pakistan)
Card Network VISA
Card Type Debit Card
Primary Category Everyday Spending
Annual Fee PKR 3,000 / year
Interest Rate / APR 0% (Linked Account)
Rewards & Cashback Rate Orbit Points on Shopping
Foreign Transaction Fee 3.5% + SBP Advance Tax
Airport Lounge Access Standard Access
0% Installments / Financing No
Welcome Bonus Offer Standard Alfa App Integration
Eligibility & Credit Score All Bank Alfalah Account Holders