Bank Alfalah
Digital & Virtual Prepaid
•••• •••• •••• 5199
VALID THRU 12/29
Bank Alfalah Virtual Debit Card
🇵🇰 Pakistan Instant Virtual Card in Alfa App Prepaid / Virtual Card

Bank Alfalah Virtual Debit Card

Issued by Bank Alfalah

Digital-only virtual Mastercard generated instantly inside the Alfa mobile app. Designed for safe e-commerce checkout and subscriptions (Netflix, Google Play, Amazon, web hosting) without exposing physical card numbers.

Annual Fee Free / Zero Annual Fee
Reward Rate Orbit Points on Online E-Commerce
APR / Profit Rate 0% (Linked Alfa Account)

Exclusive Features & Cardholder Privileges

✓

Instant 60-Second Generation

Create and activate immediately within the Alfa app with custom spending limits.

✓

Zero Plastic Exposure

Primary account and physical card details remain completely hidden from merchant websites.

✓

Worldwide E-Commerce Acceptance

Seamless checkout for Netflix, Spotify, Steam, AWS, and international shopping.

✓

One-Tap Freeze or Delete

Instantly freeze, re-generate, or delete the virtual card from your phone.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Zero issuance and zero annual fees
  • Created in under 60 seconds on the Alfa app
  • Robust security protecting your primary bank account from online breaches

⚠ Considerations

  • Cannot be used for physical cash withdrawals at ATMs

Detailed Fees & Specifications

Card Name Bank Alfalah Virtual Debit Card
Issuing Financial Institution Bank Alfalah (Karachi, Pakistan)
Card Network MASTERCARD
Card Type Prepaid / Virtual Card
Primary Category Digital & Virtual Prepaid
Annual Fee Free / Zero Annual Fee
Interest Rate / APR 0% (Linked Alfa Account)
Rewards & Cashback Rate Orbit Points on Online E-Commerce
Foreign Transaction Fee 3.5% + SBP Advance Tax
Airport Lounge Access N/A
0% Installments / Financing No
Welcome Bonus Offer Instant 60-Second In-App Generation
Eligibility & Credit Score Any Alfa Mobile App User