Bank Alfalah
Travel & Miles
•••• •••• •••• 4305
VALID THRU 12/29
Bank Alfalah UltraViolet Credit Card
VISA
🇵🇰 Pakistan Best For Air Miles Credit Card

Bank Alfalah UltraViolet Credit Card

Issued by Bank Alfalah

Premier travel card in Pakistan with direct miles conversion to PIA Awards Plus and Turkish Airlines Miles&Smiles, alongside 0% Step-By-Step installment plans.

Annual Fee PKR 10,000 (Waived on PKR 100k spend)
Reward Rate Orbit Rewards + Convert to PIA & Turkish Airlines Miles
APR / Profit Rate KIBOR + 14.5% p.a.

Exclusive Features & Cardholder Privileges

✓

Air Miles Conversion

Convert Orbit points directly to PIA Awards Plus miles or Turkish Airlines Miles&Smiles.

✓

Majestic International Lounge Access

Free access to domestic CIP Lounges and 800+ international hubs.

✓

Alfalah Step-By-Step (SBS)

Pioneer 0% installment plans up to 36 months at electronics, furniture, and jewelry partners.

✓

Buy 1 Get 1 Free Cinepax Movie Tickets

Enjoy weekly complimentary cinema tickets and entertainment discounts.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Best airline miles conversion in Pakistan
  • Buy 1 Get 1 cinema tickets
  • Wide 0% installment network

⚠ Considerations

  • Foreign exchange markup is approx 3.5%

Detailed Fees & Specifications

Card Name Bank Alfalah UltraViolet Credit Card
Issuing Financial Institution Bank Alfalah (Karachi, Pakistan)
Card Network VISA
Card Type Credit Card
Primary Category Travel & Miles
Annual Fee PKR 10,000 (Waived on PKR 100k spend)
Interest Rate / APR KIBOR + 14.5% p.a.
Rewards & Cashback Rate Orbit Rewards + Convert to PIA & Turkish Airlines Miles
Foreign Transaction Fee 3.5% + SBP Advance Tax
Airport Lounge Access Domestic CIP Lounges + 800+ International Majestic Lounges
0% Installments / Financing Alfalah Step-By-Step (SBS): 0% Markup up to 36 months
Welcome Bonus Offer 3,000 Orbit Reward Points + Welcome Voucher
Eligibility & Credit Score Min Monthly Income: PKR 120,000