Issued by Bank Alfalah
Pakistan's premier cashback card returning up to 7% direct statement credits on everyday fuel refills, grocery supermarket hauls, food delivery apps, and utility bills.
Earn automated monthly cashback credits on groceries, fuel, dining, and utilities.
Zero fuel surcharge across all petrol pumps nationwide.
Split retail transactions into budget-friendly monthly installments.
Track your cashback earnings and monthly savings in real time on the Alfa App.
| Card Name | Bank Alfalah Ultra Cashback Credit Card |
|---|---|
| Issuing Financial Institution | Bank Alfalah (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Credit Card |
| Primary Category | Cashback & Rewards |
| Annual Fee | PKR 6,500 / year (Waived on PKR 65k spend) |
| Interest Rate / APR | KIBOR + 14.5% p.a. |
| Rewards & Cashback Rate | Up to 7% Cashback on Fuel, Groceries, Dining & Utility Bills |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Standard Access |
| 0% Installments / Financing | Alfalah Step-By-Step (SBS): 0% Markup |
| Welcome Bonus Offer | PKR 1,500 Direct Statement Credit on first billing cycle |
| Eligibility & Credit Score | Min Monthly Income: PKR 60,000 |