Issued by Bank Alfalah
Pakistan's domestic payment scheme card by Bank Alfalah. Offers affordable ATM cash withdrawals and retail POS transactions across the country with zero foreign scheme overhead.
Settles all transactions domestically via 1Link, keeping banking data secure.
Most budget-friendly card in the Bank Alfalah portfolio at only PKR 1,600/year.
Free balance inquiry and cash withdrawals across all 1Link member ATMs.
Robust chip encryption safeguarding against local skimming.
| Card Name | Bank Alfalah PayPak Debit Card |
|---|---|
| Issuing Financial Institution | Bank Alfalah (Karachi, Pakistan) |
| Card Network | PAYPAK |
| Card Type | Domestic Debit Card |
| Primary Category | No Annual Fee / Low Fee |
| Annual Fee | PKR 1,600 / year (Budget Friendly) |
| Interest Rate / APR | 0% (Linked Account) |
| Rewards & Cashback Rate | Domestic Retail Discounts |
| Foreign Transaction Fee | Domestic Only |
| Airport Lounge Access | Standard Access |
| 0% Installments / Financing | No |
| Welcome Bonus Offer | Basic Account Onboarding |
| Eligibility & Credit Score | All Bank Alfalah Account Holders |