Issued by Bank Alfalah
Elite lifestyle rewards card powered by Mastercard, offering up to 10X accelerated Orbit points on dining and foreign spend, global airport lounge access, and Buy 1 Get 1 Cinepax tickets.
Supercharged reward point accumulation on dining, airfare, and international spending.
Complimentary airport lounge access across the Middle East, North Africa, and Pakistan.
Complimentary movie tickets every weekend at Cinepax cinemas nationwide.
Convert electronics, mobile phones, and lifestyle items to equal monthly installments.
| Card Name | Bank Alfalah Optimus Mastercard Credit Card |
|---|---|
| Issuing Financial Institution | Bank Alfalah (Karachi, Pakistan) |
| Card Network | MASTERCARD |
| Card Type | Credit Card |
| Primary Category | Cashback & Rewards |
| Annual Fee | PKR 15,000 / year (Waived on PKR 150k spend) |
| Interest Rate / APR | KIBOR + 14% p.a. |
| Rewards & Cashback Rate | Up to 10X Orbit Reward Points on International & Dining |
| Foreign Transaction Fee | 3.0% + SBP Advance Tax |
| Airport Lounge Access | Mastercard Travel Pass Airport Lounges + Domestic CIP |
| 0% Installments / Financing | Alfalah Step-By-Step (SBS): 0% Markup up to 36 months |
| Welcome Bonus Offer | 7,500 Orbit Reward Points upon activation |
| Eligibility & Credit Score | Min Monthly Income: PKR 150,000 |