Issued by Bank Alfalah
Bank Alfalah's digital-first Platinum credit card with instant under-5-minute approval via the Alfa mobile app. Delivers domestic CIP lounge access, 6 international lounge passes, and 0% Step-By-Step installment plans.
Apply paperless directly via Alfa mobile app with instant credit bureau scoring.
Complimentary domestic CIP lounges plus 6 global airport visits via Visa companion app.
Pioneer 0% markup installment plans up to 36 months at over 1,000 retail merchant partners.
Earn Orbit points on all POS and online retail, redeemable for flights, gadgets, and vouchers.
| Card Name | Bank Alfalah Visa Platinum Instant Credit Card |
|---|---|
| Issuing Financial Institution | Bank Alfalah (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Credit Card |
| Primary Category | Premium & Luxury |
| Annual Fee | PKR 12,000 / year (Waived on PKR 120k spend) |
| Interest Rate / APR | KIBOR + 14% p.a. |
| Rewards & Cashback Rate | Orbit Rewards + 3x Points on Dining & Travel |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Domestic CIP Lounges + 6 International Passes via Visa Airport Companion |
| 0% Installments / Financing | Alfalah Step-By-Step (SBS): 0% Markup up to 36 months |
| Welcome Bonus Offer | 5,000 Orbit Reward Points + Zero Paperwork Issuance |
| Eligibility & Credit Score | Instant Approval via Alfa App (Min Income: PKR 100,000) |