Issued by Bank Alfalah
Mid-tier lifestyle credit card available with instant digital issuance via the Alfa App. Provides extensive dining discounts, Buy 1 Get 1 Cinepax tickets, and 0% SBS installments.
Exclusive discounts at over 400 partner restaurants across Pakistan.
Weekly complimentary Cinepax cinema tickets on select showtimes.
Convert purchases of PKR 3,000+ to 0% installments for up to 36 months.
Apply paperless via Alfa App with instant approval in minutes.
| Card Name | Bank Alfalah Visa Gold Instant Credit Card |
|---|---|
| Issuing Financial Institution | Bank Alfalah (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Credit Card |
| Primary Category | Cashback & Rewards |
| Annual Fee | PKR 5,500 / year (Waived on PKR 55k spend) |
| Interest Rate / APR | KIBOR + 15% p.a. |
| Rewards & Cashback Rate | 1 Orbit Point / PKR 100 spent |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Standard Access |
| 0% Installments / Financing | Alfalah Step-By-Step (SBS): 0% Markup up to 36 months |
| Welcome Bonus Offer | 2,500 Orbit Points upon first swipe |
| Eligibility & Credit Score | Instant Approval via Alfa App (Min Income: PKR 50,000) |