Issued by Bank Alfalah
Accessible entry-level credit card with paperless digital approval via the Alfa mobile banking app. Provides revolving credit, 0% SBS installments, and Orbit rewards.
No branch visit or paper forms required; get approved in minutes inside Alfa.
Split household and electronic purchases into equal monthly installments.
Earn Orbit points on all shopping and grocery transactions.
Multi-factor authentication protecting all online payments.
| Card Name | Bank Alfalah Visa Classic Instant Credit Card |
|---|---|
| Issuing Financial Institution | Bank Alfalah (Karachi, Pakistan) |
| Card Network | VISA |
| Card Type | Credit Card |
| Primary Category | No Annual Fee / Low Fee |
| Annual Fee | PKR 3,500 / year (Waived on PKR 35k spend) |
| Interest Rate / APR | KIBOR + 15% p.a. |
| Rewards & Cashback Rate | 1 Orbit Point / PKR 100 spent |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Standard Access |
| 0% Installments / Financing | Alfalah Step-By-Step (SBS): 0% Markup |
| Welcome Bonus Offer | 1,000 Orbit Reward Points |
| Eligibility & Credit Score | Instant Approval via Alfa App (Min Income: PKR 35,000) |