AlBaraka Bank
Islamic Shariah
•••• •••• •••• 5241
VALID THRU 12/29
AlBaraka Titanium Mastercard Debit Card
🇵🇰 Pakistan 100% Shariah-Compliant Debit Card

AlBaraka Titanium Mastercard Debit Card

Issued by AlBaraka Bank (Pakistan) Limited

AlBaraka Bank's premier Islamic debit card offering worldwide Mastercard acceptance, 100% Shariah compliance certified by esteemed scholars, complimentary CIP airport lounge access in Pakistan, and generous halal dining discounts.

Annual Fee PKR 3,000 / year
Reward Rate Up to 25% Off Dining & Lifestyle across Pakistan
APR / Profit Rate 0% (Strictly Riba-Free)

Exclusive Features & Cardholder Privileges

✓

100% Certified Shariah Structure

Certified by AlBaraka Shariah Supervisory Board with strict zero-Riba principles.

✓

Complimentary CIP Lounge Access

Free access to domestic CIP Lounges at Karachi, Lahore, and Islamabad airports.

✓

Up to 25% Off Dining & Shopping

Special discounts at leading restaurants, apparel, and lifestyle retailers across Pakistan.

✓

Complimentary Takaful Cover

Comprehensive ATM cash withdrawal snatching and wallet protection.

✓

EMV Contactless Security

State-of-the-art chip security with 3D Secure OTP authentication for global e-commerce.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • 100% Riba-free Shariah compliance
  • Domestic CIP airport lounge access
  • Free Takaful cash protection
  • Zero interest fees

⚠ Considerations

  • Restricted from non-Shariah merchant categories (alcohol, gambling)

Detailed Fees & Specifications

Card Name AlBaraka Titanium Mastercard Debit Card
Issuing Financial Institution AlBaraka Bank (Pakistan) Limited (Karachi, Pakistan)
Card Network MASTERCARD
Card Type Debit Card
Primary Category Islamic Shariah
Annual Fee PKR 3,000 / year
Interest Rate / APR 0% (Strictly Riba-Free)
Rewards & Cashback Rate Up to 25% Off Dining & Lifestyle across Pakistan
Foreign Transaction Fee 2.5% + SBP Advance Tax
Airport Lounge Access Domestic VIP CIP Airport Lounges in Karachi, Lahore & Islamabad
0% Installments / Financing Debit Card (Riba-Free direct account clearing)
Welcome Bonus Offer Free Takaful ATM Snatching & Cash Cover
Eligibility & Credit Score Open to all AlBaraka Account Holders