AlBaraka Bank
Premium & Luxury
•••• •••• •••• 5589
VALID THRU 12/29
AlBaraka Platinum Mastercard Debit Card
🇵🇰 Pakistan Islamic Premier Status Debit Card

AlBaraka Platinum Mastercard Debit Card

Issued by AlBaraka Bank (Pakistan) Limited

AlBaraka's flagship elite debit card designed for high-net-worth Islamic banking clients, featuring unrestricted domestic CIP lounge visits, international travel assistance, higher daily transaction thresholds, and concierge services.

Annual Fee PKR 5,500 / year
Reward Rate Global Masterpass & Premium Islamic Lifestyle Privileges
APR / Profit Rate 0% (Strictly Riba-Free)

Exclusive Features & Cardholder Privileges

✓

Domestic & Global LoungeKey Access

Complimentary domestic CIP lounges in Pakistan plus international LoungeKey entry privileges.

✓

Elevated Daily Limits

High daily cash withdrawal up to PKR 250,000 and POS/Online shopping limit up to PKR 750,000.

✓

International Travel Takaful

Global emergency medical assistance, baggage delay, and travel inconvenience protection.

✓

Mastercard Premium Concierge

24/7 dedicated assistance for dining reservations, travel itineraries, and VIP services.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • High daily transaction and withdrawal limits
  • Domestic and international lounge privileges
  • Shariah-compliant premium perks

⚠ Considerations

  • Higher annual fee than standard debit cards

Detailed Fees & Specifications

Card Name AlBaraka Platinum Mastercard Debit Card
Issuing Financial Institution AlBaraka Bank (Pakistan) Limited (Karachi, Pakistan)
Card Network MASTERCARD
Card Type Debit Card
Primary Category Premium & Luxury
Annual Fee PKR 5,500 / year
Interest Rate / APR 0% (Strictly Riba-Free)
Rewards & Cashback Rate Global Masterpass & Premium Islamic Lifestyle Privileges
Foreign Transaction Fee 2.5% + SBP Advance Tax
Airport Lounge Access Unlimited Domestic CIP Lounges + International LoungeKey Access
0% Installments / Financing Debit Card (Direct account debit)
Welcome Bonus Offer Worldwide Travel & Medical Takaful Coverage
Eligibility & Credit Score AlBaraka Premier Account Holders