Bank AL Habib
Premium & Luxury
•••• •••• •••• 4111
VALID THRU 12/29
Bank AL Habib Visa Signature Debit Card
VISA
🇵🇰 Pakistan LoungeKey Worldwide & Priority Limits Debit Card

Bank AL Habib Visa Signature Debit Card

Issued by Bank AL Habib Limited

Bank AL Habib's most prestigious debit card, tailored for high-net-worth Priority Banking clients with LoungeKey airport access, highest daily limits, and worldwide 24/7 concierge.

Annual Fee PKR 6,500 / year
Reward Rate Visa Signature Global Concierge & Dining Privileges
APR / Profit Rate 0% (Direct Account Debit)

Exclusive Features & Cardholder Privileges

✓

LoungeKey Airport Access

Complimentary entry to over 1,000 airport lounges globally plus domestic CIP Lounges at Karachi, Lahore, and Islamabad.

✓

High Transaction Thresholds

Enjoy PKR 300,000 daily ATM cash withdrawal limit and up to PKR 750,000 daily POS retail shopping limit.

✓

24/7 Global Visa Concierge

Dedicated concierge support for travel bookings, restaurant reservations, and ticket assistance.

✓

Elite Dining & Hotel Offers

Privileged discounts at luxury hotels, resorts, and premium fine-dining establishments worldwide.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Over 1,000 international airport lounges via LoungeKey
  • Highest daily ATM and POS spending limits in BAHL debit tier
  • Zero interest charges (debits directly from checking account)

⚠ Considerations

  • Reserved for Priority Banking or high-balance account holders

Detailed Fees & Specifications

Card Name Bank AL Habib Visa Signature Debit Card
Issuing Financial Institution Bank AL Habib Limited (Karachi, Pakistan)
Card Network VISA
Card Type Debit Card
Primary Category Premium & Luxury
Annual Fee PKR 6,500 / year
Interest Rate / APR 0% (Direct Account Debit)
Rewards & Cashback Rate Visa Signature Global Concierge & Dining Privileges
Foreign Transaction Fee 3.0% + SBP Advance Tax
Airport Lounge Access Complimentary access to 1,000+ international airport lounges via LoungeKey + CIP Lounges in Pakistan
0% Installments / Financing Debit Card (Instant Account Settlement)
Welcome Bonus Offer Complimentary International Travel Medical Assistance
Eligibility & Credit Score Bank AL Habib Priority Banking / High Net Worth Account Holders