Bank AL Habib
Premium & Luxury
•••• •••• •••• 4912
VALID THRU 12/29
Bank AL Habib Visa Platinum Debit Card
VISA
🇵🇰 Pakistan High Transaction Limits Debit Card

Bank AL Habib Visa Platinum Debit Card

Issued by Bank AL Habib Limited

Bank AL Habib's executive debit card, granting cardholders high daily cash and POS spending thresholds, complimentary airport lounge entry, and global Visa acceptance.

Annual Fee PKR 4,000 / year
Reward Rate Exclusive Dining & E-commerce Discounts
APR / Profit Rate 0% (Direct Account Debit)

Exclusive Features & Cardholder Privileges

✓

Complimentary CIP Lounge Access

Enjoy free access to domestic CIP lounges at Pakistan's primary international airports.

✓

PKR 200,000 Daily ATM Limit

High cash withdrawal limit and up to PKR 500,000 daily POS retail transaction limit.

✓

AL Habib Dining Privileges

Up to 25% discount at selected fine dining and shopping merchants across Pakistan.

RichQuill Editorial Verdict: Pros & Cons

✓ What We Like

  • Exceptional branch network service
  • Reliable e-commerce and POS processing
  • High daily spending allowance

⚠ Considerations

  • Annual fee is higher than standard debit tiers

Detailed Fees & Specifications

Card Name Bank AL Habib Visa Platinum Debit Card
Issuing Financial Institution Bank AL Habib Limited (Karachi, Pakistan)
Card Network VISA
Card Type Debit Card
Primary Category Premium & Luxury
Annual Fee PKR 4,000 / year
Interest Rate / APR 0% (Direct Account Debit)
Rewards & Cashback Rate Exclusive Dining & E-commerce Discounts
Foreign Transaction Fee 3.0% + SBP Advance Tax
Airport Lounge Access Complimentary Domestic CIP Lounges at Karachi, Lahore & Islamabad
0% Installments / Financing Debit Card (Instant Account Settlement)
Welcome Bonus Offer Complimentary ATM cash withdrawal insurance
Eligibility & Credit Score Bank AL Habib Account Holders