Issued by Bank AL Habib Limited
Bank AL Habib's flagship premium Mastercard credit card offering unlimited international airport lounge access, 1 point per Rs. 50 spent, up to 51 days credit-free period, and 100% annual fee waiver upon achieving PKR 250,000 retail spend.
Unlimited free access to 25+ airport lounges across UAE, Saudi Arabia, UK, USA, France, and Singapore via Mastercard Travel Pass.
Spend PKR 250,000 in 90 days for full annual fee reversal or PKR 200,000 in 60 days to reduce fee to PKR 2,000.
Earn 1 Reward Point for every Rs. 50 spent on retail, dining, hotels, and airlines, redeemable for shopping gift vouchers.
Special discounts on Avis & Budget car rentals, Booking.com cashbacks, Foodpanda orders, and Medical Tourism Concierge.
| Card Name | Bank AL Habib Platinum Credit Card |
|---|---|
| Issuing Financial Institution | Bank AL Habib Limited (Karachi, Pakistan) |
| Card Network | MASTERCARD |
| Card Type | Credit Card |
| Primary Category | Premium & Luxury |
| Annual Fee | PKR 20,000 / year (100% Reversible on PKR 250k spend in 90 days) |
| Interest Rate / APR | 3.25% / month (39% p.a.) & up to 51 days credit-free period |
| Rewards & Cashback Rate | 1 Reward Point per Rs. 50 spent on retail, dining & travel |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Complimentary unlimited access to 25+ regional & international airport lounges via Mastercard Travel Pass App |
| 0% Installments / Financing | Yes (0% markup and flexible tenure installments) |
| Welcome Bonus Offer | 100% Fee Reversal on PKR 250k spend in 90 days |
| Eligibility & Credit Score | Salaried min. PKR 20,000/mo; Self-Employed min. PKR 25,000/mo |