Issued by Bank AL Habib Limited
Pakistan's sovereign domestic payment scheme card provided by Bank AL Habib. Gives affordable nationwide ATM cash withdrawals and retail POS payments with zero international scheme surcharges.
Settles 100% locally via 1Link, keeping transactions data securely within Pakistan.
Lowest annual card fee in the Bank AL Habib portfolio at only PKR 1,600/year.
Cash withdrawals and balance inquiries at over 18,000 ATMs across Pakistan.
Chip security safeguarding against local skimming and unauthorized misuse.
| Card Name | Bank AL Habib PayPak Debit Card |
|---|---|
| Issuing Financial Institution | Bank AL Habib Limited (Karachi, Pakistan) |
| Card Network | PAYPAK |
| Card Type | Domestic Debit Card |
| Primary Category | Zero Annual Fee / Low Fee |
| Annual Fee | PKR 1,600 / year (Economical) |
| Interest Rate / APR | 0% (Linked Account) |
| Rewards & Cashback Rate | Domestic Retail Discounts |
| Foreign Transaction Fee | N/A (Domestic Only) |
| Airport Lounge Access | Standard Access |
| 0% Installments / Financing | No |
| Welcome Bonus Offer | Instant Branch Issuance |
| Eligibility & Credit Score | All Bank AL Habib Account Holders |