Issued by Bank AL Habib Limited
The most budget-friendly Mastercard credit card in the Bank AL Habib portfolio. Provides revolving credit, utility bill management, and up to 51 days interest-free period with easily achievable fee waiver milestones.
Spend PKR 150,000 in 90 days for a full fee reversal, or PKR 100,000 in 60 days to drop the annual fee to only PKR 560.
Built-in NFC allows fast contactless payments at grocery stores, pharmacies, and fuel pumps.
Earn 1 Point for every Rs. 50 spent, redeemable for vouchers once reaching 2,500 points.
Issue up to 4 supplementary cards for family members (age 18+) with shared limits and discounted fees.
| Card Name | Bank AL Habib Green Credit Card |
|---|---|
| Issuing Financial Institution | Bank AL Habib Limited (Karachi, Pakistan) |
| Card Network | MASTERCARD |
| Card Type | Credit Card |
| Primary Category | Zero Annual Fee / Low Fee |
| Annual Fee | PKR 5,600 / year (100% Reversible on PKR 150k spend in 90 days) |
| Interest Rate / APR | 3.25% / month (39% p.a.) & up to 51 days credit-free period |
| Rewards & Cashback Rate | 1 Reward Point per Rs. 50 spent on all retail transactions |
| Foreign Transaction Fee | 3.5% + SBP Advance Tax |
| Airport Lounge Access | Standard access |
| 0% Installments / Financing | Yes (Equal monthly installment options) |
| Welcome Bonus Offer | Full Fee Reversal on PKR 150k spend in 90 days |
| Eligibility & Credit Score | Salaried min. PKR 20,000/mo; Self-Employed min. PKR 25,000/mo |