Compare annual fees, reward rates, interest/APR, sign-up bonuses, foreign transaction fees, and airport lounge access across multiple banks and countries.
| Feature / Card |
Meezan Bank
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4214
VALID THRU
12/29
Meezan Visa Debit Card
VISA
Meezan Visa Debit CardMeezan Bank |
HBL
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4999
VALID THRU
12/29
HBL Infinite CreditCard
VISA
HBL Infinite CreditCardHabib Bank Limited (HBL) |
|---|---|---|
| Country & Currency | 🇵🇰 Pakistan (PKR - Rs. ) | 🇵🇰 Pakistan (PKR - Rs. ) |
| Card Category & Network | Zero Annual Fee / Low Fee VISA | Premium & Luxury VISA |
| Annual Fee | PKR 3,500 / year (Fee waivers on Meezan Plus Accounts) | PKR 25,000 / year (Waived on PKR 250k spend) |
| Reward / Cashback Rate | Meezan Card Discounts (Up to 25% Off Dining & Shopping) | 5x Reward Points on International & Luxury Spend |
| Interest / APR / Profit Rate | 0% (100% Riba-Free Islamic Banking) | KIBOR + 13% p.a. |
| Foreign FX Transaction Fee | 3.0% + SBP Advance Tax | 3.0% + SBP Advance Tax |
| Airport Lounge Access | Standard Access | Unlimited Worldwide Lounges via Visa Airport Companion + CIP Domestic |
| 0% Installments / Financing | No | HBL Shop Now Pay Later (0% Markup up to 36 months) |
| Welcome Sign-Up Bonus | EMV Microchip Security & 3D Secure Protection | 10,000 Bonus Points + Complimentary Golf Voucher |
| Credit Score / Income Requirement | All Meezan Checking & Savings Account Holders | High-Net-Worth / Monthly Income: PKR 300,000+ |
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