Direct Head-to-Head Card Evaluator

Side-by-Side Bank Cards Comparison

Compare annual fees, reward rates, interest/APR, sign-up bonuses, foreign transaction fees, and airport lounge access across multiple banks and countries.

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Feature / Card
Deutsche Bank Pakistan
Business & Corporate
•••• •••• •••• 4720
VALID THRU 12/29
Deutsche Bank Corporate Treasury Card
VISA

Deutsche Bank Corporate Treasury Card

Deutsche Bank AG (Pakistan)
Apply on Bank Site → View Full Review
HBL
Premium & Luxury
•••• •••• •••• 4999
VALID THRU 12/29
HBL Infinite CreditCard
VISA

HBL Infinite CreditCard

Habib Bank Limited (HBL)
Apply on Bank Site → View Full Review
Country & Currency 🇵🇰 Pakistan (PKR - Rs. ) 🇵🇰 Pakistan (PKR - Rs. )
Card Category & Network Business & Corporate VISA Premium & Luxury VISA
Annual Fee Institutional Contractual Pricing PKR 25,000 / year (Waived on PKR 250k spend)
Reward / Cashback Rate Global Trade & Clearing Surcharge Waivers 5x Reward Points on International & Luxury Spend
Interest / APR / Profit Rate Institutional Trade Credit Agreement KIBOR + 13% p.a.
Foreign FX Transaction Fee 2.2% + Standard Regulatory Taxes 3.0% + SBP Advance Tax
Airport Lounge Access VIP Executive Lounge Access on select itineraries Unlimited Worldwide Lounges via Visa Airport Companion + CIP Domestic
0% Installments / Financing Custom Corporate Trade Terms HBL Shop Now Pay Later (0% Markup up to 36 months)
Welcome Sign-Up Bonus Direct Treasury Portal Integration 10,000 Bonus Points + Complimentary Golf Voucher
Credit Score / Income Requirement Corporate & Institutional Clients Only High-Net-Worth / Monthly Income: PKR 300,000+
Core Perks & Features
  • Cross-Border Treasury Settlement: Streamlined multi-currency settlement and liquidity management.
  • Enterprise Security & Audit: Custom spending restrictions, department budgets, and real-time fraud alerts.
  • Unlimited Worldwide Lounges: Free access to 1,200+ airport lounges worldwide via Visa Airport Companion app.
  • 24/7 Visa Infinite Concierge: Priority dining reservations, travel itineraries, and VIP ticketing worldwide.
  • 5X International Points: Accelerated reward points earning on foreign travel, luxury retail, and fine dining.
  • USD 1M Travel Insurance: Comprehensive international travel accident, baggage delay, and medical assistance.
What We Like (Pros)
  • ✓ Elite European banking backing
  • ✓ Ideal for bilateral trade and manufacturing
  • ✓ Custom corporate limits
  • ✓ Unlimited global airport lounge access
  • ✓ 5x reward points multiplier abroad
  • ✓ 0% markup installment plans up to 36 months
Considerations (Cons)
  • ⚠ Not available to individual retail consumers
  • ⚠ High income eligibility threshold (PKR 300,000+)